{"id":38361,"date":"2026-08-17T03:10:59","date_gmt":"2026-08-17T06:10:59","guid":{"rendered":"https:\/\/www.dattos.com.br\/?page_id=38361"},"modified":"2026-10-28T07:16:57","modified_gmt":"2026-10-28T10:16:57","slug":"38361-2","status":"publish","type":"page","link":"https:\/\/www.dattos.com.br\/en\/informes-regulatorios\/","title":{"rendered":"Dattos: Informes Regulat\u00f3rios RC 18\/2025"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"38361\" class=\"elementor elementor-38361\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-63ccc2b8 e-con-full e-flex e-con e-parent\" data-id=\"63ccc2b8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-62bc77f5 elementor-widget elementor-widget-text-editor\" data-id=\"62bc77f5\" data-element_type=\"widget\" data-e-type=\"widget\" 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.cd-msg b{font-weight:700;color:var(--cd-accent);white-space:nowrap}\n#rc18-countdown .cd-icon{flex:none;width:19px;height:19px;display:block}\n#rc18-countdown .cd-clock{display:flex;align-items:flex-start;gap:20px;flex:none}\n#rc18-countdown .cd-unit{text-align:center;min-width:52px}\n#rc18-countdown .cd-num{\n  display:block; font-size:27px; line-height:1.05; font-weight:700;\n  color:var(--cd-accent); font-variant-numeric:tabular-nums;\n  letter-spacing:-.5px;\n}\n#rc18-countdown .cd-lbl{\n  display:block; margin-top:2px; font-size:11.5px; font-weight:500;\n  color:var(--cd-mute); letter-spacing:.3px;\n}\n#rc18-countdown .cd-cta{\n  flex:none; display:inline-flex; align-items:center; gap:8px;\n  background:var(--cd-accent); color:#0A1A5C;\n  font-size:14px; font-weight:700; letter-spacing:.2px;\n  padding:11px 20px; border-radius:999px; text-decoration:none;\n  transition:filter .18s ease, transform .18s ease;\n}\n#rc18-countdown .cd-cta:hover{filter:brightness(1.08);transform:translateY(-1px)}\n#rc18-countdown .cd-sr{\n  position:absolute!important; width:1px; height:1px; overflow:hidden;\n  clip:rect(0 0 0 0); clip-path:inset(50%); white-space:nowrap;\n}\n#rc18-countdown.is-over .cd-clock,\n#rc18-countdown.is-over .cd-cta{display:none}\n\n@container informes (max-width:1024px){\n  #rc18-countdown .cd-wrap{gap:16px}\n  #rc18-countdown .cd-msg{flex-basis:100%;font-size:14.5px}\n  #rc18-countdown .cd-clock{gap:16px}\n  #rc18-countdown .cd-num{font-size:23px}\n}\n@container informes (max-width:620px){\n  #rc18-countdown .cd-wrap{padding:10px 0;gap:12px}\n  #rc18-countdown .cd-msg{font-size:13.5px;gap:8px}\n  #rc18-countdown .cd-icon{width:16px;height:16px}\n  #rc18-countdown .cd-clock{gap:14px;flex:1 1 auto}\n  #rc18-countdown .cd-unit{min-width:44px}\n  #rc18-countdown .cd-num{font-size:20px}\n  #rc18-countdown .cd-lbl{font-size:10.5px}\n  #rc18-countdown .cd-cta{padding:9px 15px;font-size:12.5px}\n}\n@media 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12px}}\n\n<\/style>\n\n<script data-wp-block-html=\"js\">\n\/* cronometro-rc18: excluir este c\u00f3digo do atraso de JavaScript do WP Rocket. *\/\n(function(){\nfunction iniciar(){\n\n(function(){\n  var root = document.getElementById('rc18-countdown');\n  if(!root) return;\n\n  var deadline = new Date(root.getAttribute('data-deadline')).getTime();\n  if(isNaN(deadline)) return;\n\n  var out = {\n    d: root.querySelector('[data-cd=\"d\"]'),\n    h: root.querySelector('[data-cd=\"h\"]'),\n    m: root.querySelector('[data-cd=\"m\"]')\n  };\n  var txt = root.querySelector('.cd-text');\n  var sr  = root.querySelector('[data-cd=\"sr\"]');\n  var timer = null;\n\n  function pad(n){ return n < 10 ? '0' + n : String(n); }\n\n  function tick(){\n    var diff = deadline - Date.now();\n\n    if(diff <= 0){\n      root.classList.add('is-over');\n      if(txt) txt.innerHTML = 'O prazo de adequa\u00e7\u00e3o \u00e0 <b>RC&nbsp;18\/2025<\/b> encerrou em <b>31\/12\/2026<\/b>.';\n      if(sr)  sr.textContent = 'O prazo de adequa\u00e7\u00e3o \u00e0 Resolu\u00e7\u00e3o Conjunta n\u00ba 18\/2025 encerrou em 31 de dezembro de 2026.';\n      if(timer) clearInterval(timer);\n      return;\n    }\n\n    var totalMin = Math.floor(diff \/ 60000);\n    var d = Math.floor(totalMin \/ 1440);\n    var h = Math.floor((totalMin % 1440) \/ 60);\n    var m = totalMin % 60;\n\n    if(out.d) out.d.textContent = d;\n    if(out.h) out.h.textContent = pad(h);\n    if(out.m) out.m.textContent = pad(m);\n\n    if(sr) sr.textContent =\n      'Faltam ' + d + ' dias, ' + h + ' horas e ' + m +\n      ' minutos para o prazo de adequa\u00e7\u00e3o \u00e0 Resolu\u00e7\u00e3o Conjunta n\u00ba 18\/2025, em 31 de dezembro de 2026.';\n  }\n\n  tick();\n  timer = setInterval(tick, 15000);\n\n  document.addEventListener('visibilitychange', function(){\n    if(!document.hidden) tick();\n  });\n})();\n\n\n(function(){\n\n\/* Dattos \u00b7 LP RC 18\/2025 \u00b7 comportamento *\/\n\n\/* ====================================================================\n   CONFIGURA\u00c7\u00c3O DO BOT\u00c3O (s\u00f3 bot\u00e3o na LP, sem formul\u00e1rio)\n   Cole abaixo o destino do CTA: p\u00e1gina do formul\u00e1rio HubSpot\n   (portalId 24368585 \u00b7 formId e7eccc5d-dc16-4096-9acc-c4284f2095ee)\n   ou o link de agenda da equipe (HubSpot Meetings).\n   ==================================================================== *\/\n\n\n\/* ===== calculadora ===== *\/\nlet per = 'mensal';\nfunction setPer(btn){\n  document.querySelectorAll('#dattos-lp-root .pill').forEach(p=>p.classList.remove('on'));\n  btn.classList.add('on');\n  per = btn.dataset.per;\n  calc();\n}\nconst fmtBRL = v => 'R$ ' + Math.round(v).toLocaleString('pt-BR');\nconst fmtNum = v => Math.round(v).toLocaleString('pt-BR');\nfunction calc(){\n  const cadocs = +document.getElementById('cCadocs').value;\n  const horas  = +document.getElementById('cHoras').value;\n  const custo  = +document.getElementById('cCusto').value;\n  document.getElementById('vCadocs').textContent = cadocs;\n  document.getElementById('vHoras').textContent = horas + 'h';\n  document.getElementById('vCusto').textContent = 'R$ ' + custo;\n  const ciclos = per==='diaria' ? 252 : 12;\n  const envios = cadocs * ciclos;\n  const totalHoras = envios * horas;\n  document.getElementById('oEnvios').textContent = fmtNum(envios);\n  document.getElementById('oHoras').textContent = fmtNum(totalHoras) + 'h';\n  document.getElementById('oCusto').textContent = fmtBRL(totalHoras * custo);\n  document.getElementById('oHint').classList.toggle('on', per==='diaria');\n}\n['cCadocs','cHoras','cCusto'].forEach(id=>document.getElementById(id).addEventListener('input', calc));\ncalc();\n\nconst io = new IntersectionObserver((ents)=>{\n  ents.forEach(en=>{ if(en.isIntersecting){ en.target.classList.add('in'); io.unobserve(en.target); } });\n},{threshold:.12});\ndocument.querySelectorAll('#dattos-lp-root .reveal').forEach(el=>io.observe(el));\n\n\ndocument.querySelectorAll('#dattos-lp-root .pill').forEach(function(btn){btn.addEventListener('click',function(){setPer(btn);});});\n\n})();\n\n}\nif(document.readyState===\"loading\"){document.addEventListener(\"DOMContentLoaded\",iniciar,{once:true});}else{iniciar();}\n})();\n<\/script>\n\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\n<link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin=\"\">\n<link rel=\"stylesheet\" href=\"https:\/\/fonts.googleapis.com\/css2?family=Figtree:ital,wght@0,300..900;1,300..900&#038;display=swap\">\n<div id=\"dattos-lp-root\">\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n     DATTOS \u00b7 Faixa de contagem regressiva \u00b7 RC 18\/2025\n     Prazo: 31\/12\/2026, 23:59:59 (horario de Brasilia, UTC-3)\n     USO RESTRITO: apenas em comunicacoes de RC 18. Nao reaproveitar\n     para outros temas ou prazos.\n     Colar como primeiro elemento do <body>, acima do <header>.\n     \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n\n\n<div id=\"rc18-countdown\" data-deadline=\"2026-12-31T23:59:59-03:00\">\n  <div class=\"cd-wrap\">\n    <p class=\"cd-msg\">\n      <svg class=\"cd-icon\" viewBox=\"0 0 24 24\" fill=\"none\" aria-hidden=\"true\">\n        <path d=\"M12 3.2 1.8 20.8h20.4L12 3.2Z\" stroke=\"#B5D600\" stroke-width=\"1.8\" stroke-linejoin=\"round\"\/>\n        <path d=\"M12 9.6v4.6\" stroke=\"#B5D600\" stroke-width=\"1.8\" stroke-linecap=\"round\"\/>\n        <circle cx=\"12\" cy=\"17.4\" r=\"1.05\" fill=\"#B5D600\"\/>\n      <\/svg>\n      <span class=\"cd-text\">Sua institui\u00e7\u00e3o tem at\u00e9 <b>31\/12\/2026<\/b> para se adequar \u00e0 <b>RC&nbsp;18\/2025<\/b>.<\/span>\n    <\/p>\n\n    <div class=\"cd-clock\" aria-hidden=\"true\">\n      <span class=\"cd-unit\"><span class=\"cd-num\" data-cd=\"d\">&#8212;<\/span><span class=\"cd-lbl\">dias<\/span><\/span>\n      <span class=\"cd-unit\"><span class=\"cd-num\" data-cd=\"h\">&#8212;<\/span><span class=\"cd-lbl\">horas<\/span><\/span>\n      <span class=\"cd-unit\"><span class=\"cd-num\" data-cd=\"m\">&#8212;<\/span><span class=\"cd-lbl\">minutos<\/span><\/span>\n    <\/div>\n\n    <span class=\"cd-sr\" data-cd=\"sr\">Prazo final para adequa\u00e7\u00e3o \u00e0 Resolu\u00e7\u00e3o Conjunta n\u00ba 18\/2025: 31 de dezembro de 2026.<\/span>\n\n    <a class=\"cd-cta\" href=\"https:\/\/www.dattos.com.br\/agendar-diagnostico?cta=countdown-rc18\">Agendar demonstra\u00e7\u00e3o<\/a>\n  <\/div>\n<\/div>\n\n\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 fim da faixa RC 18 \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n\n\n\n\n<header>\n  <div class=\"wrap hd\">\n    <div class=\"l\"><img class=\"logo\" src=\"https:\/\/www.dattos.com.br\/wp-content\/uploads\/2024\/09\/Dattos-Logo-Header-1.svg\" alt=\"Dattos\" loading=\"eager\" data-no-lazy=\"1\" decoding=\"async\"><span>Informes Regulat\u00f3rios \u00b7 RC 18\/2025<\/span><\/div>\n    <a class=\"btn\" href=\"https:\/\/www.dattos.com.br\/agendar-diagnostico?cta=header\">Agendar demonstra\u00e7\u00e3o <span class=\"ar\">\u2192<\/span><\/a>\n  <\/div>\n<\/header>\n\n<!-- HERO -->\n<section class=\"hero\">\n  <div class=\"gradbar\"><\/div>\n  <div class=\"wrap\">\n    <div class=\"grid\">\n      <div>\n        <span class=\"eyebrow\">Resolu\u00e7\u00e3o Conjunta n\u00ba 18\/2025 \u00b7 Banco Central<\/span>\n        <h1>O Banco Central mudou a r\u00e9gua. Agora, qualidade se prova com <em>evid\u00eancias<\/em>.<\/h1>\n        <p class=\"sub\">A RC 18\/2025 exige medir, conciliar e evidenciar a qualidade de cada CADOC remetido ao Banco Central, como o 3040, o 3044, o 4010 e o 4016. A plataforma <b style=\"color:var(--ink)\">Dattos<\/b> coloca a sua institui\u00e7\u00e3o em conformidade de forma automatizada.<\/p>\n        <div class=\"hbul\">\n          <div class=\"b\"><svg viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M5 12.5l4 4 10-11\" stroke=\"#6E8A00\" stroke-width=\"2.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><span>Concilia\u00e7\u00e3o informe \u00d7 contabilidade a cada compet\u00eancia<\/span><\/div>\n          <div class=\"b\"><svg viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M5 12.5l4 4 10-11\" stroke=\"#6E8A00\" stroke-width=\"2.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><span>12 dimens\u00f5es de qualidade medidas automaticamente<\/span><\/div>\n          <div class=\"b\"><svg viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M5 12.5l4 4 10-11\" stroke=\"#6E8A00\" stroke-width=\"2.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><span>Evid\u00eancias conservadas por, no m\u00ednimo, cinco anos<\/span><\/div>\n        <\/div>\n        <div class=\"cta-row\">\n          <a class=\"btn\" href=\"https:\/\/www.dattos.com.br\/agendar-diagnostico?cta=hero\">Agendar demonstra\u00e7\u00e3o <span class=\"ar\">\u2192<\/span><\/a>\n        <\/div>\n        <div class=\"micro\">Demonstra\u00e7\u00e3o com os seus pr\u00f3prios informes. Sem compromisso.<\/div>\n      <\/div>\n      <div class=\"panel\">\n        <div class=\"pcard\">\n          <div class=\"ph-row\"><span class=\"ptag2\">CADOC 3040 \u00b7 compet\u00eancia atual<\/span><span class=\"pstatus\">Conciliado<\/span><\/div>\n          <div class=\"prow\"><span>Informe \u00d7 contabilidade<\/span><b class=\"ok\">Conferido<\/b><\/div>\n          <div class=\"prow\"><span>Valida\u00e7\u00e3o pr\u00e9via BACEN<\/span><b class=\"ok\">Aprovada<\/b><\/div>\n          <div class=\"prow\"><span>12 dimens\u00f5es de qualidade<\/span><b>Medidas<\/b><\/div>\n          <div class=\"prow\"><span>Evid\u00eancias da compet\u00eancia<\/span><b class=\"ok\">Arquivadas<\/b><\/div>\n          <div class=\"pfoot\">Ilustra\u00e7\u00e3o do controle por compet\u00eancia na plataforma Dattos.<\/div>\n        <\/div>\n        <div class=\"pbadge\">Pronto para a supervis\u00e3o<\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- PROVA SOCIAL + STATS -->\n<section class=\"social on-navy\">\n  <div class=\"wrap\">\n    <span class=\"eyebrow\" style=\"justify-content:center\">Quem j\u00e1 confia na Dattos<\/span>\n    <h2>Operando o financeiro das principais institui\u00e7\u00f5es financeiras do Brasil.<\/h2>\n    <p class=\"lead\">Mais de uma d\u00e9cada de concilia\u00e7\u00e3o e fechamento em alto volume. O Informes Legais nasce dessa engrenagem.<\/p>\n    <div class=\"marquee\"><div class=\"mtrack\"><span class=\"wm wm-logo\"><img src=\"https:\/\/www.dattos.com.br\/wp-content\/uploads\/2025\/11\/btg.svg\" alt=\"BTG\" loading=\"eager\" data-no-lazy=\"1\" decoding=\"async\"><\/span><span class=\"wm wm-logo\"><img src=\"https:\/\/www.dattos.com.br\/wp-content\/uploads\/2025\/11\/ifood.svg\" alt=\"iFood\" loading=\"eager\" data-no-lazy=\"1\" decoding=\"async\"><\/span><span class=\"wm wm-logo\"><img src=\"https:\/\/www.dattos.com.br\/wp-content\/uploads\/2025\/11\/natura.svg\" alt=\"Natura\" loading=\"eager\" data-no-lazy=\"1\" decoding=\"async\"><\/span><span class=\"wm wm-logo\"><img src=\"https:\/\/www.dattos.com.br\/wp-content\/uploads\/2025\/11\/nupay.svg\" alt=\"NuPay\" loading=\"eager\" data-no-lazy=\"1\" decoding=\"async\"><\/span><span class=\"wm wm-logo\"><img src=\"https:\/\/www.dattos.com.br\/wp-content\/uploads\/2025\/11\/mercedes-benz.svg\" alt=\"Mercedes-Benz\" loading=\"eager\" data-no-lazy=\"1\" decoding=\"async\"><\/span><span class=\"wm wm-logo\"><img src=\"https:\/\/www.dattos.com.br\/wp-content\/uploads\/2025\/11\/colgate.svg\" alt=\"Colgate\" loading=\"eager\" data-no-lazy=\"1\" decoding=\"async\"><\/span><span class=\"wm wm-logo\"><img src=\"https:\/\/www.dattos.com.br\/wp-content\/uploads\/2025\/11\/cofco.svg\" alt=\"COFCO\" loading=\"eager\" data-no-lazy=\"1\" decoding=\"async\"><\/span><span class=\"wm wm-logo\"><img src=\"https:\/\/www.dattos.com.br\/wp-content\/uploads\/2025\/11\/ccr.svg\" alt=\"CCR\" loading=\"eager\" data-no-lazy=\"1\" decoding=\"async\"><\/span><span class=\"wm wm-logo\"><img src=\"https:\/\/www.dattos.com.br\/wp-content\/uploads\/2025\/11\/nutrien.svg\" alt=\"Nutrien\" loading=\"eager\" data-no-lazy=\"1\" decoding=\"async\"><\/span><span class=\"wm wm-logo\"><img src=\"https:\/\/www.dattos.com.br\/wp-content\/uploads\/2025\/11\/btg.svg\" alt=\"BTG\" loading=\"eager\" data-no-lazy=\"1\" decoding=\"async\"><\/span><span class=\"wm wm-logo\"><img src=\"https:\/\/www.dattos.com.br\/wp-content\/uploads\/2025\/11\/ifood.svg\" alt=\"iFood\" loading=\"eager\" data-no-lazy=\"1\" decoding=\"async\"><\/span><span class=\"wm wm-logo\"><img src=\"https:\/\/www.dattos.com.br\/wp-content\/uploads\/2025\/11\/natura.svg\" alt=\"Natura\" loading=\"eager\" data-no-lazy=\"1\" decoding=\"async\"><\/span><span class=\"wm wm-logo\"><img src=\"https:\/\/www.dattos.com.br\/wp-content\/uploads\/2025\/11\/nupay.svg\" alt=\"NuPay\" loading=\"eager\" data-no-lazy=\"1\" decoding=\"async\"><\/span><span class=\"wm wm-logo\"><img src=\"https:\/\/www.dattos.com.br\/wp-content\/uploads\/2025\/11\/mercedes-benz.svg\" alt=\"Mercedes-Benz\" loading=\"eager\" data-no-lazy=\"1\" decoding=\"async\"><\/span><span class=\"wm wm-logo\"><img src=\"https:\/\/www.dattos.com.br\/wp-content\/uploads\/2025\/11\/colgate.svg\" alt=\"Colgate\" loading=\"eager\" data-no-lazy=\"1\" decoding=\"async\"><\/span><span class=\"wm wm-logo\"><img src=\"https:\/\/www.dattos.com.br\/wp-content\/uploads\/2025\/11\/cofco.svg\" alt=\"COFCO\" loading=\"eager\" data-no-lazy=\"1\" decoding=\"async\"><\/span><span class=\"wm wm-logo\"><img src=\"https:\/\/www.dattos.com.br\/wp-content\/uploads\/2025\/11\/ccr.svg\" alt=\"CCR\" loading=\"eager\" data-no-lazy=\"1\" decoding=\"async\"><\/span><span class=\"wm wm-logo\"><img src=\"https:\/\/www.dattos.com.br\/wp-content\/uploads\/2025\/11\/nutrien.svg\" alt=\"Nutrien\" loading=\"eager\" data-no-lazy=\"1\" decoding=\"async\"><\/span><\/div><\/div>\n    <div class=\"stats3 reveal\">\n      <div><div class=\"num\"><b>+10 anos<\/b><\/div><div class=\"lbl\">no backoffice financeiro das maiores empresas do Brasil<\/div><\/div>\n      <div><div class=\"num\"><b>+2400<\/b><\/div><div class=\"lbl\">integra\u00e7\u00f5es nativas com ERPs, bancos e sistemas<\/div><\/div>\n      <div><div class=\"num\"><b>9,6% do PIB<\/b><\/div><div class=\"lbl\">brasileiro utiliza a expertise Dattos no financeiro<\/div><\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- ANTES X DEPOIS -->\n<section class=\"section pain\">\n  <div class=\"wrap\">\n    <div class=\"colheads reveal\">\n      <div class=\"ch\"><span class=\"eyebrow\">Informes de hoje<\/span><h3>Passar no validador deixou de ser suficiente.<\/h3><\/div>\n      <div class=\"ch\"><span class=\"eyebrow\">Informes com a Dattos<\/span><h3>Cada obriga\u00e7\u00e3o da norma vira um controle vivo.<\/h3><\/div>\n    <\/div>\n    <div class=\"pairs\">\n      <div class=\"pair reveal\">\n        <div class=\"pcell hoje\"><span class=\"ptag\">Hoje<\/span><h3>Confer\u00eancia manual, planilha a planilha<\/h3><p>Os valores enviados ao BACEN s\u00e3o conferidos \u00e0 m\u00e3o contra a contabilidade, quando s\u00e3o. Diverg\u00eancia aparece tarde, sem rastro.<\/p><\/div>\n        <div class=\"pcell com\"><span class=\"ptag\">Com a Dattos<\/span><h3>Concilia\u00e7\u00e3o autom\u00e1tica informe \u00d7 contabilidade<\/h3><p>Confronto por conta, modalidade e compet\u00eancia, com toler\u00e2ncias, diverg\u00eancias documentadas e tratamento registrado.<\/p><\/div>\n      <\/div>\n      <div class=\"pair reveal\">\n        <div class=\"pcell hoje\"><span class=\"ptag\">Hoje<\/span><h3>Qualidade por amostragem<\/h3><p>Auditoria eventual, sem hist\u00f3rico. O regulador passa a exigir medi\u00e7\u00e3o cont\u00ednua em 12 dimens\u00f5es definidas pela norma.<\/p><\/div>\n        <div class=\"pcell com\"><span class=\"ptag\">Com a Dattos<\/span><h3>12 dimens\u00f5es medidas a cada envio<\/h3><p>Score autom\u00e1tico por compet\u00eancia, com hist\u00f3rico audit\u00e1vel pronto para o relat\u00f3rio semestral \u00e0 governan\u00e7a.<\/p><\/div>\n      <\/div>\n      <div class=\"pair reveal\">\n        <div class=\"pcell hoje\"><span class=\"ptag\">Hoje<\/span><h3>Evid\u00eancia espalhada em e-mails e pastas<\/h3><p>A norma exige conserva\u00e7\u00e3o das evid\u00eancias por no m\u00ednimo cinco anos. Planilha e caixa de entrada n\u00e3o sustentam isso.<\/p><\/div>\n        <div class=\"pcell com\"><span class=\"ptag\">Com a Dattos<\/span><h3>Dossi\u00ea de evid\u00eancias por compet\u00eancia<\/h3><p>Trilha de auditoria ponta a ponta, dicion\u00e1rio de dados e reten\u00e7\u00e3o automatizada, como exige o Art. 11.<\/p><\/div>\n      <\/div>\n      <div class=\"pair reveal\">\n        <div class=\"pcell hoje\"><span class=\"ptag\">Hoje<\/span><h3>Diretor designado exposto<\/h3><p>A RC 18 exige um diretor respons\u00e1vel perante o Banco Central. Problemas nos informes podem gerar responsabiliza\u00e7\u00e3o direta dessa pessoa.<\/p><\/div>\n        <div class=\"pcell com\"><span class=\"ptag\">Com a Dattos<\/span><h3>Controles que protegem quem assina<\/h3><p>Valida\u00e7\u00e3o pr\u00e9via, concilia\u00e7\u00e3o e evid\u00eancias demonstr\u00e1veis: o diretor responde com hist\u00f3rico na m\u00e3o, n\u00e3o com pend\u00eancias.<\/p><\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- CALCULADORA -->\n<section class=\"section calc\">\n  <div class=\"wrap\">\n    <div class=\"maxr reveal\">\n      <span class=\"eyebrow\">Calculadora<\/span>\n      <h2 class=\"big\">Quanto custa validar e conciliar na <em>m\u00e3o<\/em>?<\/h2>\n      <p class=\"lead\">Parte das institui\u00e7\u00f5es passa a remeter informes diariamente. Ajuste os valores para a sua opera\u00e7\u00e3o e veja o esfor\u00e7o do processo manual no ano.<\/p>\n    <\/div>\n    <div class=\"grid reveal\">\n      <div class=\"calcbox\">\n        <div class=\"cfield\">\n          <div class=\"clabel\"><span>CADOCs remetidos por envio<\/span><span class=\"cval\" id=\"vCadocs\">5<\/span><\/div>\n          <input type=\"range\" id=\"cCadocs\" min=\"1\" max=\"15\" value=\"5\">\n          <div class=\"cnote\">Ex.: 3040, 3044, 4010, 4016.<\/div>\n        <\/div>\n        <div class=\"cfield\">\n          <div class=\"clabel\"><span>Periodicidade dos envios<\/span><\/div>\n          <div class=\"pills\">\n            <button class=\"pill on\" data-per=\"mensal\" >Mensal<\/button>\n            <button class=\"pill\" data-per=\"diaria\" >Di\u00e1ria<\/button>\n          <\/div>\n        <\/div>\n        <div class=\"cfield\">\n          <div class=\"clabel\"><span>Horas de trabalho manual por CADOC<\/span><span class=\"cval\" id=\"vHoras\">6h<\/span><\/div>\n          <input type=\"range\" id=\"cHoras\" min=\"1\" max=\"16\" value=\"6\">\n          <div class=\"cnote\">Extra\u00e7\u00e3o, valida\u00e7\u00e3o, concilia\u00e7\u00e3o com a contabilidade e arquivamento de evid\u00eancias.<\/div>\n        <\/div>\n        <div class=\"cfield\">\n          <div class=\"clabel\"><span>Custo m\u00e9dio da hora da equipe<\/span><span class=\"cval\" id=\"vCusto\">R$ 90<\/span><\/div>\n          <input type=\"range\" id=\"cCusto\" min=\"30\" max=\"300\" step=\"10\" value=\"90\">\n        <\/div>\n      <\/div>\n      <div class=\"calcout on-navy\">\n        <div>\n          <div class=\"olbl\">Estimativa anual do processo manual<\/div>\n          <div class=\"orow\"><div class=\"onum\" id=\"oEnvios\">60<\/div><div class=\"osub\">remessas de CADOC por ano<\/div><\/div>\n          <div class=\"orow\"><div class=\"onum\" id=\"oHoras\">360h<\/div><div class=\"osub\">de trabalho manual por ano<\/div><\/div>\n          <div class=\"orow\" style=\"border-bottom:none\"><div class=\"onum\" id=\"oCusto\">R$ 32.400<\/div><div class=\"osub\">de custo de equipe por ano<\/div><\/div>\n          <div class=\"ohint\" id=\"oHint\">Com envios di\u00e1rios, o mesmo processo exige <b>21 vezes<\/b> mais remessas que o ciclo mensal.<\/div>\n        <\/div>\n        <div>\n          <a class=\"btn\" href=\"https:\/\/www.dattos.com.br\/agendar-diagnostico?cta=calculadora\">Agendar demonstra\u00e7\u00e3o <span class=\"ar\">\u2192<\/span><\/a>\n          <div class=\"calcfine\">Estimativa simples: remessas \u00d7 horas \u00d7 custo da hora, com os valores que voc\u00ea informar. Base de 12 compet\u00eancias mensais ou 252 dias \u00fateis por ano.<\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- INTEGRACOES -->\n<section class=\"section integ on-navy\">\n  <div class=\"wrap\">\n    <div class=\"maxr reveal\">\n      <span class=\"eyebrow\">Integra\u00e7\u00f5es nativas<\/span>\n      <h2 class=\"big\">Extrai dos sistemas de origem. Concilia com a contabilidade. Entrega ao Banco <em>Central<\/em>.<\/h2>\n      <p class=\"lead\">Conectores prontos, ingest\u00e3o via arquivos e integra\u00e7\u00f5es por banco de dados e APIs: mais de 2400 fontes de dados conectadas ao seu ecossistema.<\/p>\n    <\/div>\n    <div class=\"igroup reveal\">\n      <div class=\"iglbl\">ERPs e sistemas core<\/div>\n      <div class=\"chips\">\n        <span class=\"chip\">SAP S\/4HANA<\/span><span class=\"chip\">SAP ECC<\/span><span class=\"chip\">SAP Business One<\/span><span class=\"chip\">TOTVS Protheus<\/span><span class=\"chip\">TOTVS Datasul<\/span><span class=\"chip\">TOTVS RM<\/span><span class=\"chip\">Sankhya<\/span>\n      <\/div>\n    <\/div>\n    <div class=\"igroup reveal\">\n      <div class=\"iglbl\">Bancos e Open Finance<\/div>\n      <div class=\"chips\">\n        <span class=\"chip\">Ita\u00fa<\/span><span class=\"chip\">Bradesco<\/span><span class=\"chip\">Santander<\/span><span class=\"chip\">Caixa<\/span><span class=\"chip\">Banco do Brasil<\/span><span class=\"chip\">BTG Pactual<\/span><span class=\"chip\">Safra<\/span><span class=\"chip\">Inter<\/span><span class=\"chip\">C6 Bank<\/span><span class=\"chip\">Nubank<\/span><span class=\"chip\">E mais<\/span>\n      <\/div>\n    <\/div>\n    <div class=\"igroup reveal\">\n      <div class=\"iglbl\">Arquivos, bancos de dados e APIs<\/div>\n      <div class=\"chips\">\n        <span class=\"chip\">CNAB<\/span><span class=\"chip\">OFX<\/span><span class=\"chip\">SWIFT<\/span><span class=\"chip\">XML e CSV<\/span><span class=\"chip\">Oracle<\/span><span class=\"chip\">SQL Server<\/span><span class=\"chip\">PostgreSQL<\/span><span class=\"chip\">SAP HANA<\/span><span class=\"chip\">APIs e SFTP<\/span>\n      <\/div>\n    <\/div>\n    <div class=\"igroup reveal\">\n      <div class=\"iglbl\">Informes cobertos<\/div>\n      <div class=\"chips\">\n        <span class=\"chip\">CADOC 3040<\/span><span class=\"chip\">3044<\/span><span class=\"chip\">4010<\/span><span class=\"chip\">4016<\/span><span class=\"chip\">Entre outros<\/span>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- SEGURANCA -->\n<section class=\"section\">\n  <div class=\"wrap\">\n    <div class=\"maxr reveal\">\n      <span class=\"eyebrow\">Seguran\u00e7a e governan\u00e7a<\/span>\n      <h2 class=\"big\">Dado regulat\u00f3rio \u00e9 coisa s\u00e9ria. Voc\u00ea no controle. <em>Sempre<\/em>.<\/h2>\n      <p class=\"lead\">Trilha de auditoria ponta a ponta, linhagem do dado e evid\u00eancias retidas por no m\u00ednimo cinco anos, pronto para a sua TI, a sua auditoria e a supervis\u00e3o do Banco Central.<\/p>\n    <\/div>\n    <div class=\"selos reveal\">\n      <div class=\"selo\"><span class=\"sic\"><img src=\"https:\/\/www.dattos.com.br\/wp-content\/uploads\/2026\/04\/iso-2.svg\" alt=\"ISO 27001\" loading=\"eager\" data-no-lazy=\"1\" decoding=\"async\"><\/span><h3>ISO 27001<\/h3><p>Gest\u00e3o de seguran\u00e7a da informa\u00e7\u00e3o<\/p><\/div>\n      <div class=\"selo\"><span class=\"sic\"><img src=\"https:\/\/www.dattos.com.br\/wp-content\/uploads\/2026\/04\/soc-1.svg\" alt=\"SOC 2 Tipo 1\" loading=\"eager\" data-no-lazy=\"1\" decoding=\"async\"><\/span><h3>SOC 2 Tipo 1<\/h3><p>Controles auditados de seguran\u00e7a<\/p><\/div>\n      <div class=\"selo\"><span class=\"sic\"><img src=\"https:\/\/www.dattos.com.br\/wp-content\/uploads\/2026\/04\/lgpf.svg\" alt=\"LGPD\" loading=\"eager\" data-no-lazy=\"1\" decoding=\"async\"><\/span><h3>LGPD<\/h3><p>Conformidade com dados pessoais<\/p><\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- FAQ -->\n<section class=\"section faq\">\n  <div class=\"wrap\">\n    <div class=\"maxr reveal\">\n      <span class=\"eyebrow\">D\u00favidas frequentes<\/span>\n      <h2 class=\"big\">As perguntas de quem responde pelos <em>informes<\/em>.<\/h2>\n    <\/div>\n    <div class=\"faq-list\">\n      <details class=\"faq-item reveal\" open=\"\"><summary>Quem \u00e9 alcan\u00e7ado pela RC 18\/2025?<span class=\"chev\">\u203a<\/span><\/summary><p>Toda institui\u00e7\u00e3o que remete informa\u00e7\u00f5es ao Banco Central: bancos, financeiras, SCDs, institui\u00e7\u00f5es de pagamento e cooperativas, inclusive as menores, que raramente t\u00eam equipe dedicada \u00e0 qualidade de dados regulat\u00f3rios.<\/p><\/details>\n      <details class=\"faq-item reveal\"><summary>O que muda na pr\u00e1tica?<span class=\"chev\">\u203a<\/span><\/summary><p>N\u00e3o basta mais passar no validador e transmitir. A norma exige uma Pol\u00edtica de Qualidade das Informa\u00e7\u00f5es formal, qualidade medida em 12 dimens\u00f5es, concilia\u00e7\u00e3o dos informes com a contabilidade a cada compet\u00eancia e evid\u00eancias conservadas por no m\u00ednimo cinco anos.<\/p><\/details>\n      <details class=\"faq-item reveal\"><summary>Qual \u00e9 o prazo?<span class=\"chev\">\u203a<\/span><\/summary><p>Adequa\u00e7\u00e3o plena at\u00e9 31 de dezembro de 2026. E o regulador espera hist\u00f3rico: quem come\u00e7a em cima do prazo chega sem nenhuma compet\u00eancia conciliada para mostrar.<\/p><\/details>\n      <details class=\"faq-item reveal\"><summary>Quais CADOCs a plataforma cobre?<span class=\"chev\">\u203a<\/span><\/summary><p>3040, 3044, 4010, 4016, entre outros, com valida\u00e7\u00e3o BACEN pr\u00e9via, concilia\u00e7\u00e3o e dossi\u00ea de evid\u00eancias por compet\u00eancia.<\/p><\/details>\n      <details class=\"faq-item reveal\"><summary>Como come\u00e7a?<span class=\"chev\">\u203a<\/span><\/summary><p>Com uma demonstra\u00e7\u00e3o usando os pr\u00f3prios informes da sua institui\u00e7\u00e3o: voc\u00ea v\u00ea a valida\u00e7\u00e3o, a concilia\u00e7\u00e3o e o dossi\u00ea de evid\u00eancias rodando sobre os seus dados.<\/p><\/details>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- CTA FINAL -->\n<section class=\"section final on-navy\" id=\"agendar\">\n  <div class=\"gradbar\"><\/div>\n  <div class=\"wrap\">\n    <div class=\"reveal\">\n      <span class=\"eyebrow\" style=\"justify-content:center\">Pr\u00f3ximo passo<\/span>\n      <h2 class=\"anchor\">Entre em 2027 com <em>evid\u00eancias<\/em>, n\u00e3o com pend\u00eancias.<\/h2>\n      <p class=\"ap\">Agende uma demonstra\u00e7\u00e3o com os seus pr\u00f3prios informes e veja, na pr\u00e1tica, como a Dattos automatiza a conformidade com o Banco Central. Sem compromisso.<\/p>\n      <a class=\"btn cta-out\" href=\"https:\/\/www.dattos.com.br\/agendar-diagnostico?cta=final\">Agendar demonstra\u00e7\u00e3o <span class=\"ar\">\u2192<\/span><\/a>\n      <p class=\"micro\">Conversa de 30 minutos com quem opera, com resposta em 1 dia \u00fatil.<\/p>\n    <\/div>\n  <\/div>\n<\/section>\n\n<footer>\n  <div class=\"wrap fwrap\">\n    <img src=\"https:\/\/www.dattos.com.br\/wp-content\/uploads\/2026\/08\/dattos-logo-white.png\" alt=\"Dattos\" loading=\"eager\" data-no-lazy=\"1\" decoding=\"async\">\n    <p>Dattos S.A. \u00a9 2026 | Todos direitos reservados | CNPJ: 12.962.907\/0001-10<\/p>\n  <\/div>\n<\/footer>\n\n\n\n<style id=\"informes-exit-popup-css\">\n#dattos-lp-root .informes-exit[hidden]{display:none!important}\n#dattos-lp-root .informes-exit{position:fixed;inset:0;z-index:120;display:grid;place-items:center;padding:24px;background:rgba(10,26,92,.72);backdrop-filter:blur(4px)}\n#dattos-lp-root .informes-exit-box{position:relative;width:100%;max-width:520px;max-height:calc(100dvh - 48px);overflow:auto;padding:38px 36px;background:var(--cream);box-shadow:0 30px 80px rgba(0,0,0,.35);color:var(--ink-body)}\n#dattos-lp-root .informes-exit-box h3{font-size:27px;line-height:1.2;margin:0 36px 14px 0;color:var(--ink)}\n#dattos-lp-root .informes-exit-box p{font-size:17px;line-height:1.55}\n#dattos-lp-root .informes-exit-close{position:absolute;top:12px;right:14px;border:0;background:transparent;color:var(--ink-body);font-size:28px;padding:4px;line-height:1;cursor:pointer}\n#dattos-lp-root .informes-exit-cta{display:flex;width:100%;justify-content:center;text-align:center;margin-top:24px}\n#dattos-lp-root .informes-exit-skip{display:block;width:100%;margin-top:14px;padding:4px;border:0;background:none;color:var(--ink-body);text-decoration:underline;font-size:14px;cursor:pointer}\n@media(max-width:600px){#dattos-lp-root .informes-exit-box{padding:32px 24px}#dattos-lp-root .informes-exit-box h3{font-size:24px}}\n@media(prefers-reduced-motion:reduce){#dattos-lp-root .informes-exit,#dattos-lp-root .informes-exit-box{animation:none!important}}\n<\/style>\n\n<div class=\"informes-exit\" id=\"informes-exit-popup\" role=\"dialog\" aria-modal=\"true\" aria-labelledby=\"informes-exit-title\" hidden>\n <div class=\"informes-exit-box\">\n  <button class=\"informes-exit-close\" id=\"informes-exit-close\" type=\"button\" aria-label=\"Fechar\">\u00d7<\/button>\n  <span class=\"eyebrow\">Antes de sair<\/span>\n  <h3 id=\"informes-exit-title\">Prepare seus informes para as pr\u00f3ximas entregas.<\/h3>\n  <p>Em uma conversa de 30 minutos, mostramos como automatizar valida\u00e7\u00f5es, concilia\u00e7\u00f5es e evid\u00eancias regulat\u00f3rias na sua opera\u00e7\u00e3o.<\/p>\n  <a class=\"btn informes-exit-cta\" id=\"informes-exit-cta\" href=\"https:\/\/www.dattos.com.br\/agendar-diagnostico?cta=header\">Agendar demonstra\u00e7\u00e3o <span class=\"ar\">\u2192<\/span><\/a>\n  <button class=\"informes-exit-skip\" id=\"informes-exit-skip\" type=\"button\">Depois eu volto<\/button>\n <\/div>\n<\/div>\n\n<script id=\"informes-exit-script\" data-nowprocket>\n(function(){\n var pop=document.getElementById('informes-exit-popup'),key='dattos_informes_exit',shown=false,touched=false,previousFocus;\n if(!pop)return;\n try{shown=sessionStorage.getItem(key)==='1';}catch(e){}\n function open(){\n  if(shown||touched)return;\n  shown=true;try{sessionStorage.setItem(key,'1');}catch(e){}\n  previousFocus=document.activeElement;pop.hidden=false;document.getElementById('informes-exit-close').focus();\n }\n function close(restore){pop.hidden=true;if(restore){if(previousFocus){if(previousFocus.focus){previousFocus.focus();}}}}\n document.addEventListener('mouseout',function(e){if(innerWidth>=900){if(!e.relatedTarget){if(e.clientY<=8){open();}}}});\n document.addEventListener('focusin',function(e){if(e.target.closest){if(e.target.closest('#dattos-lp-root form')){touched=true;}}});\n window.addEventListener('scroll',function(){if(innerWidth<900){if((scrollY+innerHeight)\/document.documentElement.scrollHeight>.6){open();}}},{passive:true});\n document.getElementById('informes-exit-close').addEventListener('click',function(){close(true);});\n document.getElementById('informes-exit-skip').addEventListener('click',function(){close(true);});\n document.getElementById('informes-exit-cta').addEventListener('click',function(){close(false);});\n pop.addEventListener('click',function(e){if(e.target===pop)close(true);});\n document.addEventListener('keydown',function(e){if(!pop.hidden){if(e.key==='Escape'){close(true);}}});\n})();\n<\/script>\n\n<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Sua institui\u00e7\u00e3o tem at\u00e9 31\/12\/2026 para se adequar \u00e0 RC&nbsp;18\/2025. &#8211;dias &#8211;horas &#8211;minutos Prazo final para adequa\u00e7\u00e3o \u00e0 Resolu\u00e7\u00e3o Conjunta n\u00ba 18\/2025: 31 de dezembro de 2026. Agendar demonstra\u00e7\u00e3o Informes Regulat\u00f3rios \u00b7 RC 18\/2025 Agendar demonstra\u00e7\u00e3o \u2192 Resolu\u00e7\u00e3o Conjunta n\u00ba 18\/2025 \u00b7 Banco Central O Banco Central mudou a r\u00e9gua. Agora, qualidade se prova com [&hellip;]<\/p>\n","protected":false},"author":26,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_canvas","meta":{"content-type":"","footnotes":""},"class_list":["post-38361","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.dattos.com.br\/en\/wp-json\/wp\/v2\/pages\/38361","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.dattos.com.br\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.dattos.com.br\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.dattos.com.br\/en\/wp-json\/wp\/v2\/users\/26"}],"replies":[{"embeddable":true,"href":"https:\/\/www.dattos.com.br\/en\/wp-json\/wp\/v2\/comments?post=38361"}],"version-history":[{"count":21,"href":"https:\/\/www.dattos.com.br\/en\/wp-json\/wp\/v2\/pages\/38361\/revisions"}],"predecessor-version":[{"id":39315,"href":"https:\/\/www.dattos.com.br\/en\/wp-json\/wp\/v2\/pages\/38361\/revisions\/39315"}],"wp:attachment":[{"href":"https:\/\/www.dattos.com.br\/en\/wp-json\/wp\/v2\/media?parent=38361"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}